The Wallet ("Wallet") is a pre-paid payment instrument which is associated with your Website account. You can maintain a balance of money (if permitted), and redeem it at your convenience. Please note that InterpayiWalletwill be the issuer of walletbe responsible for redeeming the money lying to your credit of your wallet account and IPMCkart does not assume any risk, liability or responsibility with respect to wallet money.

Refill of Wallet:

Your Wallet can be refilled, using any of the pre-paid payment options only. You will be able to recharge your Wallet up to an amount of GH₵ 5,000 in one instance. There is no need to maintain a minimum balance.

Refund of Wallet Amount:

Your Wallet comprises of three types of balances - Store credit (which is a credit granted by Us typically in lieu of a cancelled order), Topped-up balance (which is a prepaid amount that You added to the Wallet to pay for future orders on the Website) and Promotional balance (which is credit granted by Us purely for promotional or goodwill purposes). Topped-up balance (prepaid amount) as well as the Promotional balance added to the Wallet will be non-refundable while Store credit will continue to be entirely refundable.

Limitation of Liability:

In no event will IPMCkart will be liable for any money lying to your credit in wallet, any special, incidental, indirect or consequential damages or losses of any kind, arising from the use of Wallet or association with the Wallet.